How BTC to INR conversion works
Bitcoin is volatile, so the rate lock matters more than for stablecoins. When BTC goes live, your quote will be locked when you confirm, and the INR amount is guaranteed if you send in time. Disburz waits for 2 Bitcoin confirmations (about 20 minutes on average) before paying out, after which INR settles in minutes.
Bitcoin address types
Your deposit address may be a native SegWit address (starting bc1q) or Taproot (bc1p). Modern wallets and exchanges support both. Disburz accepts BTC on the Bitcoin network only — not wrapped BTC on other chains.
Supported BTC networks
| Network | Confirmations | Typical time |
|---|
Fees and limits
- Fees: (), shown before you send.
- Minimum order: 0 BTC; maximum 0 BTC per order.
- Network fees are charged by your sending wallet or exchange, not by Disburz.
- No INR withdrawal fee — payouts go straight to your bank.
Settlement to your bank
Once your deposit is confirmed on-chain, our payout partner pays INR to your bank account at your locked rate by IMPS (instant, any time), NEFT (within a few hours) or RTGS (₹2 lakh and above). IMPS payouts usually land within minutes of confirmation, and you get the bank UTR as proof of payment.
Before you send
- Bitcoin network fees rise when blocks are full; a low-fee transaction may confirm slowly.
- Send only native BTC on the Bitcoin network — not WBTC or BTCB.
- BTC price moves quickly; send before the payment page expires to keep your quoted amount.
