How-to · 6 min read
How to Withdraw from Bybit to an Indian Bank Account (2026)
How to withdraw profit from Bybit to an Indian bank account: P2P, an Indian exchange, or USDT on TRC20 to a direct offramp. Steps, fees and freeze risks.
By Bryan Aaron · Updated
Quick answer
Bybit doesn't pay INR to Indian banks directly. Convert your profit to USDT, withdraw it from Bybit on the TRON (TRC20) network to a direct offramp like Disburz, and receive rupees in your bank by IMPS with a UTR. Bybit P2P also works but risks a bank freeze from buyers' money.
Bybit doesn't pay rupees into Indian bank accounts directly. To get your profit into your bank, you either sell to a P2P buyer on Bybit or move your USDT off Bybit to a business that pays INR. This guide covers both, step by step, and how to avoid the bank freezes that P2P brings.
The 3 ways to get money from Bybit into an Indian bank
| Route | How it works | Main risk |
|---|---|---|
| Bybit P2P | Sell USDT to a buyer who pays INR into your bank | The buyer's money can be linked to fraud, so your account can be frozen |
| Indian exchange | Withdraw USDT to an Indian exchange, sell, withdraw INR | Full KYC, 1% TDS, extra steps |
| Direct offramp (Disburz) | Withdraw USDT on TRC20 and receive INR straight in your bank | Network must match (TRC20) |
Step by step: Bybit to your bank account with Disburz
Step 1: Have your profit in USDT
If your profit is in BTC, SOL or another coin, sell it for USDT on Bybit's spot market first. If your USDT sits in your trading account, transfer it to your Funding account if the withdrawal screen asks you to.
Step 2: Get a quote and a deposit address
Open Disburz, enter the USDT amount and choose TRC20. You see the live rate, every fee and the exact INR before you send; no documents to upload. Confirm the sale, add your bank account and copy the deposit address from the payment page.
Step 3: Withdraw from Bybit on TRC20
- In the Bybit app, go to Assets, then Withdraw, and choose on-chain (crypto) withdrawal.
- Select USDT and paste the deposit address. A TRON address starts with
T. - Choose TRX (TRC20) as the network. It must match the network on your Disburz payment page.
- Enter the amount so that the “amount received” after Bybit's withdrawal fee matches your order. Bybit shows the fee before you confirm, usually around 1 USDT on TRC20.
- Complete Bybit's security checks and confirm. New addresses may need to be added to your address book first.
Step 4: Receive INR
The transfer confirms in about a minute on TRC20. Your payment is detected, the INR is sent by IMPS, NEFT or RTGS, and you get an email with the bank UTR.
What it costs
Bybit's withdrawal fee (about 1 USDT on TRC20) plus Disburz's fees, today ₹50 fee + 3 USDT network deduction. Live example:
| Arrives at Disburz | 1,000 USDT (TRC20) |
| Network deduction | − 3 USDT |
| Rate | 1 USDT = ₹96.00 |
| Converted value | ₹95,712.00 |
| Fee | − ₹50.00 |
| Paid to your bank | ₹95,662.00 |
|---|
Why not just use Bybit P2P?
P2P can show a higher rate, but each buyer pays you from their own account. If one of them used scam money, police can freeze your bank account, even though you did nothing wrong. With a direct offramp the INR comes from a business with a UTR. See bank account frozen after P2P.
Mistakes to avoid
- Withdrawing on the wrong network (ERC20 or BEP20 to a TRON address).
- Forgetting Bybit's fee, so less USDT arrives than your order expects.
- Selling to Telegram “USDT buyers” who DM you after you post about cashing out.
Tax
Trading profits on crypto are taxed at a flat 30% plus cess, losses can't be set off, and 1% TDS can apply. Keep Bybit's trade history and your payout UTRs. See crypto tax and TDS in India. Using Binance instead? Read Binance to an Indian bank account.
